WTO For China'S Banking Enterprises To Get A Single Order Of Up To A Million Yuan Financing.

Recently, in the "0" basic service fee concession, Ningbo World Trade Union launched the "1 loans, 1 households, 1 guarantees" three major related packages, aiming at solving the problems of enterprise credit and financing, and put forward a perfect solution.

Businesses on the world trade platform can only finance by CITIC insurance policy and shipping records, and the maximum single business can be supported by one million yuan.

Besides,

The "1 households" will be free to help enterprises establish bank credit system to make it easier for enterprises to obtain bank credit, and push the "1 guarantees" service to purchase CITIC insurance for export enterprises in the platform.

Export enterprises have difficulty in financing, and WTO has pushed through "1 loans" to solve problems.

Nowadays, many export enterprises want to obtain bank credit financing, but many enterprises may not be able to get financial support from banks because of their own conditions.

"The factory has a qualification called" general taxpayer ", and a factory that needs 2-3 years of tax payment can meet the financing requirements. And only those enterprises that have the right to import and export business can accumulate export credibility before they are eligible to apply for credit financing.

Susan, the head of a factory.

Her production enterprise has just been established for 1 years, and has not yet received the qualification of "general taxpayer", so the mortgage loan is used in financing.

It is known that, like the factories where Susan is located, many export enterprises are unable to apply for bank credit financing because of their own conditions, especially those newly established enterprises. Due to the lack of credit accumulation, and the scale of the enterprises themselves is not large or the banking credit system has not yet been established, the banks' assessment is more stringent and more concerned.

However, this situation can be broken by some new business policies launched by foreign trade agent service providers.

Ningbo World Trade Center official told reporters: "industry competition prompted agents to be more willing to understand the real needs of customers, and make changes.

WTO has made a series of adjustments in recent years, for example, in the preferential policy of "0" basic service fee, aiming at the financing problem of enterprises, it has created the "1 households, 1 guarantees, 1 loans" related package service.

He first introduced the "1 loan" service which is closely related to enterprise financing.

This is the world trade union.

Jointly launched the "export order online financing services", enterprises can rely on CITIC insurance policies and shipping records to get financing support.

The maximum amount of financing for a single business can reach 1 million yuan, the maximum amount of financing for a single customer can reach 5 million yuan, and the fastest 3 working days can get financing funds, and the annual interest rate is 9%.

"Export enterprises can apply flexibly according to their order operation and capital turnover. Within the maximum amount of RMB 5 million yuan, the business has no limitation on the number of customers' orders (unlimited number of applications), and special enterprises can also float appropriately according to the actual situation and credit records."

The person in charge said.

Push the "1 households" free service to help enterprises get credit from banks more easily.

The person in charge told reporters that the "1 loan" launched by WTO is only required to meet two conditions, which is very convenient for enterprises and the credit line is considerable.

However, in order to get financing, there are other requirements. For example, when an enterprise applies for bank loans, it must accept the audit of strength and credit. In addition, it also requires enterprises to provide relevant copies of business documents. At the same time, the WTO will get the relevant capital pactions and credit conditions of the enterprises in the past 6 months through banks, and on this basis, it will give credit to the clients on the basis of the maximum loan amount.

Generally speaking, in the past, enterprises that established their own good bank credit system would have much more advantages to apply for credit loans at this time.

However, there are many enterprises in the foreign trade industry that do not have the right to import and export business. They are mainly exported by foreign trade agents, and are unable to establish their own bank settlement accounts directly, so they can not have their own direct banking credit system.

The person in charge said.

According to the introduction, in order to change the above situation, WTO has launched free "1 households" services for export enterprises. The Bank of China has set up an exclusive third party bank settlement virtual sub account for customers.

"On this basis, we hope that we can directly establish a credit system for banks in the future, and this credit system will help them obtain bank credit and other services in the future.

Through the US dollar virtual sub account project, the WTO customer company can also have an exclusive node operator account free to facilitate tracking and inquiring and supervising its US dollar remittance status.

He said.

"1 insurance" service, the world trade trade for enterprises to buy the policy

It is learned that in addition to the introduction of "1 loans" and "1 households", the WTO also promotes the "1 guarantees" service for export enterprises.

Its "1 guarantees" service is "customer insurance, platform pay".

The director of the WTO said: "our company is working with CITIC insurance to launch a $50 million free unified insurance service. All orders under US $100 thousand will be paid by WTO.

The general insurance coverage of the customers in the big city is subsidized by 30% premium, and the EDI is connected with the online insurance system of CITIC insurance, and the insurance is realized online.

The Susan mentioned above is very pleased with the "free generation insurance" service launched by the WTO platform.

She told reporters that the company's current service providers in the foreign trade agency fees $1 to collect 7 yuan RMB service fee.

"If you can enjoy free services, you can save a lot of money directly, plus the cost of the insurance or the discounts, so that you can make a profit."

She said.

It is worth mentioning that the "1 guarantees" of WTO are directly linked to "1 loans". As a customer of WTO, they can enjoy such services: with free credit insurance and shipping records, they can apply for a single business with a maximum of 1 million yuan in credit financing.

Similar to the WTO's preferential and convenient services, only a handful of service providers in China can provide it, and even if the service providers are provided, the threshold for setting up them is still relatively high.

"They (service providers) also need to do risk prevention and control. The service providers we have approached have certain requirements for the cooperative enterprises, such as the newly established factories, but the factories that have 2-3 years of operation right, and the qualification of each year is checked.

Generally, small factories or new factories are hard to enjoy such services.

Our company is not listed here. "

Susan said.

She told reporters that the company can still receive more than ten million dollars and a larger amount of money, so the accumulated service fee will be considerable.